Current Topics – Texas REALTORS®
4 Questions to Ask Yourself Before Buying in an HOA
Tue, 19 Mar 2019 15:00:34 +0000
Homeowners associations help protect property values and create a pleasant living environment. But they also impose certain rules on residents. Here are four questions to ask before buying property in an HOA. Can You Afford It? HOAs are funded by member dues paid monthly, quarterly, or annually. Be sure to ask the seller how much dues are and when they’re assessed … Continued
Homeowners Insurance Likely Won’t Help You After a Flood
Tue, 12 Mar 2019 17:00:54 +0000
Just an inch of water inside an average-sized home can cause $25,000 worth of damage, according to FEMA. Unfortunately for most homeowners, standard homeowners insurance is unlikely to help after a flood.  Flooding can happen almost anywhere—more than 20% of National Flood Insurance Program (NFIP) claims come from outside the highest risk flood areas. With … Continued
Do You Trust the Internet to Solve Your Real Estate Problems?
Tue, 05 Mar 2019 18:00:41 +0000
The process of buying, selling, or leasing property can get complicated in countless ways. Just look at the comments on real estate forums and websites. People encounter all manner of issues and are looking for advice about what do when … The seller has a lien he didn’t know about. A person buying a home … Continued
5 Safety Questions to Ask When Selling Your Home
Tue, 26 Feb 2019 17:00:06 +0000
Selling your home means making it available to as many potential buyers as possible. Here are a few safety-related questions you should talk about with your REALTOR® when you’re ready to sell. Where will my property information be listed?  If there’s a lockbox for the keys, who will have access to it?  Who will be present during … Continued
Staging Tips for Your Home
Tue, 19 Feb 2019 14:08:34 +0000
Staging emphasizes your property’s positive aspects and allows buyers to see themselves living there. It’s not an invitation to unleash your decorating skills. A home’s décor is personal, and staging is the opposite. Staging a home helps it appeal to as many buyers as possible. Here are tips to help you. Add Natural Touches Look … Continued
What’s the Point of Mortgage Points?
Tue, 12 Feb 2019 20:00:36 +0000
If you’re financing a property purchase, you’ve probably come across the term points or discount points. Although there are other meanings, most often these terms refer to prepaid interest, with one point equal to 1% of your mortgage loan. Lenders offer borrowers the opportunity to purchase points on their mortgage, which means you’re paying up front to lower … Continued
Are You Really Ready to List Your Home For Sale?
Tue, 05 Feb 2019 14:08:10 +0000
If you’ve been thinking about listing your home, make sure you’re really prepared. Here are a few things to consider before putting your home on the market. A Quick Sale is Good … If You Have a Plan In a seller’s market, some houses sell within days or even hours of being listed, which is great … Continued
The Difference Between Being Pre-Qualified and Pre-Approved
Tue, 29 Jan 2019 14:08:16 +0000
Getting pre-qualified or pre-approved for a mortgage loan gives you more concrete information about what you can and can’t afford. Here’s what those terms mean. Pre-Qualification Getting pre-qualified for a loan is a very easy process. It’s an initial evaluation of your creditworthiness. You provide the lender your approximate income, the amount of debt you’re … Continued
6 Ways Your Real Estate Sale Can Go Off the Rails
Tue, 22 Jan 2019 21:00:07 +0000
Selling your property is difficult enough when everything goes exactly as planned. Unfortunately, complications are more of the rule than the exception. Here are six hypothetical scenarios that provide an idea of how transactions can start to come apart: The buyer has to sell his home first A buyer adds an addendum to the contract offer that says buying your home … Continued
3 Ways to Give Sellers Your Best Offer
Tue, 15 Jan 2019 17:00:58 +0000
You don’t want to spend too much on a property, but you also don’t want to lose out on the perfect place. That’s why you should do some research before making an offer on a home. Take these three steps to present a compelling offer to sellers. Decide on the Right Price The sale price … Continued

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